WHAT IS AN AMENDS TO YOU

Is an Amends confessing your wrongs or making up for them? Or a Commitment to do & be better from this point forward? Not that I'm one from running from my mistakes, I usually fess up b4 anyone knows I screwed up, except when doing so is dangerous. And if someone wrongs U, is it important that they acknowledge U verbally with it? Or would U be satisfied w/ a general apology & a show of personal change & growth from them? Join the discussion, your answers could help others figure out their best course of action. For me, a wrong against me is amended by their personal growth & movement away from the life style & choices that fed/led to the damage or insult. For me so long as they change/walk along a better road, is all the amending that I care about. What about U?

To Go Mobile Payment options or Not To....

I went to an Open Air Market recently. One of the best ones in California's Southland. And as company & I walked thru there were so many Vendors that didn't take traditional credit card transaction machines & didn't have mobile payment options, either. I can't tell ya how much revenue these small but wonderful businesses were losing. My advice is, If you are a mobile business without Mobile payment options, journal how many people in a day ask if you do take credit &/or checks, and an estimate of sales from the items your perspective customers really looked interested in but didn't have enough cash on them & credit cards & instant check acceptance wasn't available. Take that number & multiply it to your other spots. If you vend at 2 places a month or 10, divide that by 1/3 and that's the amount of sales you lost. Now the average smartphone be it an Android or IPhone bill runs about $80 - $120 a month, depending on your talk plan. Figure that into your monthly take away with those added 2/3 in sales per month. And ask yourself if the added business investment is worth it. Verizon now offers a smartphone plan withOUT a contract for $80. Others may do the same. If you decide Going Mobile is worth your time & investment, then next step is to decide which Mobile payment companies to go with. Most offer no monthly payment to have the account, and many send the card reader for free. The company or companies of your choosing...Remember you Are not bound to one Payment Company, but you do want to journal the amount, time & which Mobile payment app for that sale. Where do they make their money? 2.7% of the total sale goes to the Mobile Payment App Company for processing your payment & securing your funds. Be sure to investigate, research & review your settings. Some of the better ones have option or standard setting of texting you right then & there to let you know the funds are available in the customers account & your funds are pending, which means that amount is tagged in their account & slated to be paid to you. NOT ALL MOBILE APP COMPANIES are created equal...some take several days to let you know the funds are not available, so Please PLEASE do your homework before your merchandise or service is without payment. If you're taking in more than $1200 in credit card sales via your Go Payment App for 3 months (check this fact for updates with Intuit)a monthly charge of $12.95 will be charged to you. PayPal has a new card reader & mobile payment app waiting to launch soon. They are taking apps (pardon the pun). Download the app & follow the instructions. If you have a PayPal account or set one up, they are setting up to take Credit, Debit, checks (by photo) and Invoice. Now I'll admit I don't know what Invoice Payments are but it's another option. Your customers don't have to have a PayPal account to make a payment via check, credit or debit but if they have a return coming from a returned item they WILL NEED to set an account up with PayPal to receive their refund. The money will only be available for 30 days to them. Unclear at this time if it goes back to seller. I am not a representive of any or either of the two companies I mentioned. I just found them to be most notable, recognized companies with known reputations for being better than okay. Sometimes going with a company that has a lasting standing, when it comes to your money makes for more peaceful sleeping. Well Folks, I hope this helps increase your bottom dollar. We all need that edge to stay afloat. Peace & Love, DAM good advice 😉